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bridge loans

Short term financing to real estate investors looking to purchase or refinance rent-ready or rent-stabilized properties
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Rehab loans
Short term financing to investors whose strategy is to make improvements the real estate they already own or is pending purchase
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CONSTRUCTION Loan

Short term financing to investors looking to construct residential properties from the ground up. The investor might already own the land or plans to tear down all or a significant portion of an existing structure
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DSCR rental loans

Up to five years of financing to investors of rent-stabilized properties. The loan amortizes over a 30-year period with a balloon payment after 5 years. Due to the extremely low pre-payment penalty, this is popular for investors looking for flexibility.

BRIDGE LOAN

  • Loan Types: Purchase, Refinance, Equity Cash Out
  • Property Types: Residential, Multifamily
  • Loan Amounts: $85,000 to $3,000,000
  • Loan-to-Purchase Price: Up to 80%
  • Loan-to-Value for Refinance: Up to 70%
  • Minimum FICO Score: 680
  • Term Length: 1 to 24 months
  • No prepayment penalty
  • Valuations required
  • No points
LETS GET STARTED

REHAB LOANS

  • Loan Types: Rehab Fix & Flip, Fix & Hold
  • Property Types: Residential, Multifamily
  • Loan Amounts: $85,000 to $3,000,000 
  • Loan-to-Purchase Price: Up to 85%
  • Loan-to-Cost for Rehab: Up to 100%
  • Loan-to-ARV: Up to 70%
  • Minimum FICO Score: 680 
  • Term Length: 1 to 24 months
  • Experience Requirements: 2 rehab project completed in the past 24 months
  • No prepayment penalty
  • Appraisal required
  • No points
LETS GET STARTED

GROUND-UP CONSTRUCTION LOAN

  • Loan Types: Vertical Construction (no land development)
  • Property Types: Residential, Multifamily
  • Loan Amounts: $85,000 to $3,000,000 
  • Loan-to-Cost: Up to 80% of construction budget
  • Loan-to-Value: Up to 70% (completed value)
  • No land purchases or horizontal development
  • Minimum FICO Score: 680 
  • Term Length: 12 to 18 months
  • No prepayment penalty
  • Valuations required
LETS GET STARTED

5-YEAR RENTAL / DSCR LOAN

  • Loan Types: Purchase or Refinance
  • Property Type: 1-4 Single Family Residential
  • Loan Amounts: $85,000 to $3,000,000 
  • Loan-to-Purchase Price: Up to 80%
  • Loan-to-Value for Refinance: Up to 65%
  • Minimum FICO Score: 680 
  • Term Length: 30-Year amortization, due in 5 years
  • Prepayment Penalty: 18 months
  • Portfolio loans: up to 4 properties
  • Valuations required
  • No points
LETS GET STARTED